How a Liability Request Works
Three short steps, then a conversation with a licensed professional.
Liability car insurance request
Liability-only or SR-22. Free to ask.
Tell us what you need
Liability-only, an SR-22 or higher limits.
Talk with an agent
A licensed agent or partner may follow up about your car and record.
Compare quotes
Look at limits, filings and payment options.
Start coverage
Get your ID card and any filing made.
Keep these handy
- Driver's license
- Vehicle VIN
- Current or most recent policy
- Any court or DMV letter requiring a filing
- Violations or claims in recent years
Be ready with your record
Insurers look at your driving record, prior insurance and in many states other rating factors allowed by law. Tell the agent about violations, accidents and any lapse in coverage. The quote will be based on what the insurer finds, so surprises only delay things.
If you need a filing
Have the letter from the court or motor vehicle agency handy. It states what filing is needed and sometimes the required limits. Not every insurer files SR-22 or FR-44 certificates, so ask before comparing prices.
Comparing quotes
Look beyond the monthly price. Compare limits, any add-ons, fees, payment schedules and how the insurer handles claims. Make sure each quote meets your state's requirements and any filing you need.
Free to compare
Comparing liability quotes through this site is free, and you can say no to every offer.
After you buy
Keep proof of insurance in the car or on your phone, as most states require drivers to show it on request. If an SR-22 was required, ask the insurer to confirm the date it was filed, and check with the motor vehicle agency that your license status has been updated. Set a reminder before renewal to review your limits and whether liability-only still fits your car.
Only need liability coverage?
Tell us about your car and what you need. A licensed agent or partner may contact you with options.