Liability-Only Car Insurance
Liability insurance pays for harm you cause to others. It is the coverage most states require. Tell us what you drive and what you need.
- Liability-only for older cars you own outright
- SR-22 and FR-44 filings
- Limits above your state's minimum
Liability car insurance request
Liability-only or SR-22. Free to ask.
Coverage
What to understand first
Liability-only can be the right choice. It helps to know what it covers and what it leaves to you.
How it works
How a liability request works
Tell us what you need
Liability-only, an SR-22 or higher limits.
Talk with an agent
A licensed agent or partner may follow up about your car and record.
Compare quotes
Look at limits, filings and payment options.
Why it matters
Minimum limits can run out fast
Liability coverage pays up to its limits. If a crash causes more harm than the limits, you can be personally responsible for the rest. Understanding the numbers helps you choose.
Others' injuries
Bodily injury liability.
Others' property
Property damage liability.
Filings
SR-22 when a state requires it.
Your own car
Not covered by liability.
Liability insurance questions
Are you an insurance company?
No. LiabilityCar forwards requests to licensed agents and partners. It does not issue policies.
Is the request free?
Yes. Drivers pay no fee to send a liability request.
Who will contact me?
A licensed personal auto agent or partner may phone, text or email you, as your consent allows.
Can I get liability-only on a financed car?
Lenders usually require collision and comprehensive. Check your loan or lease agreement.
Will a lapse in coverage affect my quote?
It can. Many insurers consider continuous coverage when pricing a policy.
Only need liability coverage?
Tell us about your car and what you need. A licensed agent or partner may contact you with options.